Holy Gardens San Carlos, Promo Tarps, March 26, 2019

The #memorial experts

Along the highway

Right Wing

Left Wing

Holy Gardens San Carlos Best Pictures, Week 10, March 16, 2019

The #memorial experts

 1. Photo of customers/buyers

Mrs. Emerita Punay visited office to pay their monthly amortization

 2. Photo of sellers

SE- Mr. Arnel Rhio remitted payments of his customers

 3. Photos of employees

 4. Beautiful photo of site especially park beautification

Topiary in front of Chapel

Hall way at Chapel

Water Falls

Japanese Garden

Lawn 5A

Hall way at Crematory 

Island 2

Lawn 3A

La Pieta

 5. Beautiful photo of the office/facilities

Printed Discounted Card

Waiting Area

Receiving Area

Receivables

Holy Gardens Oton Best Pictures, March 16, 2019

The #memorial experts 

                                                             1. Photo of customers/buyers

Proud Holy Gardens lot owner, Melanie Paredes

                                                                    2. Photo of sellers

 

Agents visited the office, Susan Cabaluna, Judith Cang and

Heide Silla

3. Photos of employees

HGOMP Staff

4. Beautiful photo of site especially park beautification

Entrance Gate

Left wing of entrance

Right wing of entrance

Main road

Lawn 1A

Lawn 2A

GE Area

GE Extension Area

Lawn 4

Terra Cotta

Topiary at Lawn 5

5. Beautiful photo of the office/facilities

Receiving Area

Biometric

Printer

Computer

Laptop

Aircon

LED Rechargeable Lamp

Hot and Cold Water Dispenser

Estate Management for a deceased family

Why is Estate Management an important topic for grief and bereavement..?

After the interment and funeral services and honoring the life of the deceased comes the most difficult part of sorting things out:  especially of the assets of the deceased more particularly the patriarch.  What hurts is the bite of govt taxes.

Thus we need the advice of tax experts accountants and lawyers on how to painlessly transfer the ownership of decadent estate to the living...

What is estate management?  It is the process of bequeathing the assets earned  by the decedent during the lifetime painlessly and with minimum of fuss and expenses to the heirs....

We have a free hand out here at the pages....as a guide...    Estate Planning from Holy Gardens Bests


A business partner whose husband just died is frantic because her husband died 30 days ago and the transfer of the property left intestate has not been fixed. What could be the solution?  He friends suggested a simulated sale,

We talked about simulated sale to save on estate taxes  which used to be up to 40% before.  Indeed what are the options.... All the three  options:  donations, estate tax, and sales are at 6%...

1.  The  donors tax and estate tax are now low at 6% under the Train Law

BIRR 12 2018  Estate Tax

Removed deduction funeral medical, legal and judicial expenses;

Cost of home up to P10 million  deduction is  allowed, P500,000 standard deduction

Estate of more than P2M to be filed by a CPA, estate tax can be paid within 2 years    From Tax Alerts

2.  Donors tax.  6%, P250,000 is exempt every year. Deduction and terms of payment are not available

2.  For simulated sale,  it also 6% but may be subject to VAT if capital goods (if say being sold as subdivision lots)  + 1.5 doc sci (lumilitaw na mas mahal)

and no deductions are allowed...

BETTER ANG TO GO BY WAY OF ESTATE TAX

3.  For sale

     It is also 6% but may be subject to vat (total of 18%)  if used as ordinary asset say lots for sale in a subdivision +  1.5% doc sci and this makes the simulated sale more expensive than estate tax payment

Ito kuwento re CGT for sale of properties:  (correction sa taas being sold as ordinary asset subject to VAT

For Sellers, the property to be sold should be a capital asset, and this includes assets that derive no rental income. Under this category, it’s the seller’s responsibility to cover the Capital Gains Tax of 6%.  If classified as an ordinary asset, a VAT will be imposed. More importantly, Creditable Withholding Tax is imposed for ordinary assets habitually sold by the seller.

For Buyers, it’s their responsibility to pay for the Documentary Stamp Tax (1.5%), the Transfer Tax (rates will vary depending on the location of the property), the registration fee, as well as other related fees like the notary fee.

Today is Ash Wednesday, the beginning of Lenten season

    Today marks Ash Wednesday, the beginning of Lenten Season.  It is 46 days before Easter.  Today, people wear the ash marked on their forehead by the priest done after a mass. The ash came from Palm used in last years Palm Sunday   Lent is a latin word that means 40

   Such means:

1.  That we came from ash and we shall return to ash.

2.  It is an acceptance of the fact that we sinned from original sin and other transgressions today....

3.  It iis the start of season of reflection  penance and fasting before the day of Resurrection of the Lord.

From Catholic Org.

Holy Gardens Malasiqui Best Pictures

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