Now hiring at Holy Gardens 3f JM in Angono Rizal. Apply now.

The #memorial experts

Kung ikaw ay masipag, matiyaga, may leadership quality at may winning attitude
then ikaw ang aming hinahanap.  Apply now

To complete your memorial needs, buy a Destiny (Holy Gardens) Life Plan now

Life is beautiful, plan for life

Rizal Philippines
March 26, 2017

Slowly but surely we are spreading the good news. We are offering an innovative life plan first starting in Angono, Rizal.  We have partnered with a leading mortuary in Angono offering excellent and preferred customer service for the past 12 years.  Our life plan and their service will make a great team combination

List of Authorized Life Plan Companies by OIC

It is important that this last important link in the memorialization phase of life be provided. Now that you have plot where to bury your deceased?  What else do you need?  A service of course.

We all need this product every one of us;  no one wants to leave this life so early or prematurely.  But one day, as all have meet our creator;  He will get back the life He lent us.  And when that time comes, are we ready or have we prepared our family for that?

(Or we shall leave them with tears, heart aches, troubles and even debt the mortuary.

Hence, every Juan must have a life plan (indeed it is for the living, because it takes care of the problems of the living, the beneficiary

The product: 

Our first plan for sale, which has been duly approved by Office of the Insurance Commissioner (the highest governing body of the Life Plan Company) (equivalent of BSP to banks) is White Rose;


Its features:

Price:     P30,400 contract price;   60 months to pay,  P604 monthly.  Very cheap and affordable.

              Cash  P28,880

Memorial Service:   Generic casket -  OMB full glass, wood casket,  free pick up within 25 km radius, home viewing for 7 nights,   with free funeral packs, 7 days embalming



Insurance Protection during the paying period

The plan holder is adequately protected by a rider, that in case something happens to him/her, if he/she is of insurable age and health, his amortization is deemed paid, and the principal which he/she paid shall be returned to him

Investment

 The purchase of a life plan is indeed an investment:

   1. The planholder is protected from price increase (caused by inflation) since the Company and the planholder has an agreement

  2. The plan is usually 20% cheaper than the listed at at need price

  3.  The plan can be transferred to a third party even partially or fully paid for an equal price or a gain.

  4.  Liquidity -  the plan can be terminated any time, and cash surrender value can be had by planholder (  at 100%) beyond the paying period.

  5. Increments - when the company gets higher yields on its investment, there can be additional increase in the plan value (which can be additional cash benefits for the plan holder

As we go further in this business more innovations can be made and more benefits can be provided to the plan holder.

Thus, our plan holder can have a new way of enjoying our life plans

Assurance

Holy Gardens Group is a trusted company and is in business for the last 34 years and has been known to be consistent in its growth, is profitable, and has complied with all its commitment to the customers, and and govt regulations.

Destiny LIfe Plans is duly authorized by the Office of the Insurance Commissioner one of the remaining 18 remaining pre need companies, one of the 4 offering life plans

It has 11 sites nationwide with 4 sites with memorial assets (chapel and mortuary facilities)  It is investing in 2 crematorium now, and has 4 existing chapels.

It inventories nationwide totals into billions and can answer its obligation (Memorial services, unlike educ and pension plans are stable in price since there are many mortuaries and suppliers of caskets and sudden swings in prices is very unlikely that will take down a life plan company. The only surviving pre need companies are life plans and are growing strong (and all of them are memorial assets) Those who went down and belly up are pre need companies in educ and have no school assets. First plan, owned by the Tancos is a  good business and good business model, because it has a school system -  STI.  All sound pre need companies must have assets for the product it is selling. Thus HMO must have hospitals, so that they are beholden to hospital owners now (in case they unjustly increase prices

For more details, even being a seller:

PLEASE CONTACT:

1. Ms Joyce Ibanez    Marketing and Sales Coordinator   Destiny Life Plans

  Call or text              0936 473 2525

                                  holygardens.group@gmail.com

                                <jocelynibanez.destiny@gmail.com>

                                or any of her sales consultants near you

2.  Ms. Marjorie Miranda  Sales Admin  -  Holy Gardens Group

 Call or text           0917 305  6985

                              0922 877 0808

                             bpi.records3ffb@gmail.com

We shall have a motorcade by April 8, 2017, and transfer to our satellite  office, at 3rd floor also at Mercedes Building at Manila East Road, Angono, Rizal, near 7 11 at the crossroad to East Ridge, in front of Scrap yard.. There we intend to capture progress and the vibrancy of the growth of Angono and Rizal

Our main office is at 2F Amber Building,  Bayani Rd. BGC, Taguig City

Advantages of Destiny Memorial Plans

The #memorial experts


September 13, 2016

Destiny Memorial Plans

Profile of Destiny Financial Plans Inc -registered owner of Destiny Memorial Plan

The #memorial experts




Life is a DESTINY, PLAN

Rizal Philippines
September 13, 2016

Know more about Destiny Memorial Plans

We are finalizing the purchase of Destiny Financial Plans to offer memorial plans to our customers

The #memorial experts

Holy Gardens, Angono, Rizal
September 13, 2016

                                                       Destiny Memorial Plans


We are on the final stages of the purchase of the Destiny Memorial Plans Inc, one of the very few remaining standing pre need companies in the Philippines.   The pre need industry saw the demise of many companies because of the low dividend/interest rate environment for investment and run away inflation for tuition fees for educational plans.  While the schools tuition fee rose by more than 10%, investment rate was only 5 to 7% and could not keep up.

The Memorial Plan business seemed to be only viable industry.  Everybody needs it, there is plenty of caskets being produced in Sto Tomas Pampanga. It used to be a cottage industry but is a very large local industry in the said town. Thus costs/prices are steady.

The memorial plan company can integrate the various segment of the memorialization bereavement industry:   funeral, plots, service, cremation, ash crypts all under one roof.  This is the only legal way to do it and make it convenient for customers to do so.

We will be in the market by late October or early November to offer our first basic product:  White Rose.

Know more about Destiny Financial Plans Inc.   Destiny Financial Plans Inc. (memorial plans)