We are soliciting your comments and inputs for this planned memorial plan products and packages.
We are in the process of acquiring a financial plan company (a memorial plan). We are sure of this complementing our product and service lines, and can facilitate consolidation of several product for one stop shop, total memorial planning. Everything can be there:
Advantages of acquiring a memorial plan:
1. Under a package, everything is there: plot, memorial service, chapel use; no need to mind other details. Just one company will take care of everything
2. For certain products, your price is protected
3. Everything is cheaper under a package because repetitive costs are eliminated;
4. For a small amount, you can acquire great memorial package.
5. Since Holy Gardens know the memorialization business, and has been selling plots and interment service, you are assured that you are dealing with memorialization experts
Memorial plan value packages.
1. Body crypts (apartment type) and chapel use, casket (funeral service)
2. Cremation with urn, plus ash crypts
3. Lawn lots plus chapel use, funeral service, interment service.
Since the interest rate for the plans are very small and negligible, you can see that the proposed prices are very competitive and attractive.
Suggested names:
Ash crypts - Gems
Body crypts - Flowers
Funeral service - Saints
Combo package - Fragrances
1. Product categories
SRP - P 23,800.00
Annual 4.760.00
Semi annual 2,618.00
Quarterly 1,332.80
Monthly 456.16
SRP 29,965.00
Annual 5,993.20
Semi annual 3,299.00
Quarterly 1,678.10
Monthly 574.32
SRP -77,777.00
Annual 15.540.00
Semi Annual 8,555.50
Quarterly 4,335.51
Monthly 1.490.72
SRP - 100,500.00
Annual 20,100.00
Semi annual 11,055.00
Quarterly 5,628.00
Monthly 1.926.25
SRP 25,200.00
Annual 5,040.00
Semi annual 2,772.00
Quarterly 1,411.20
Monthly 483.00 --> AFFORDABLE
7.1.4 Body crypts
1.1. Basic Stand alone
IS
Cremation
BC
1.2 Combos Packages
1.3 Low end products (pang masa) (anything below 50t
1.4 Classy (anything above 100t)
3. Universal products (uniform for all branches and all plans)
Plans will cover only regular plots, services and upper and lower tier of BC crypts; special location will require premium upgrades.
Plans are not covered by Sundays and holidays restrictions, but not subject to to OSCA discounts
4. Insurance and installment protection (built in) one year contestability period
1. Installment deemed paid upon natural death; however, failure in age restriction (18 to 60) and adverse health conditions denies them the coverage
2. ADD - balance deemed paid upon accidental death
3. Total disability - loss of eye and limb exempts the buyer from further installments
4. The insurance is built in the payments; no further payments required
5. Ceases upon transfer or missed payments
5. Return of payments
In case the customer is still alive, and is still between the age of 18 to 60, there will be return of payments on the end of 21st until 25th year, 20% of the principal until fully paid.
Such benefits end in case of transfer or death...
6. Manner of payments and interest straight line, discount
Cash, Annual (without interest) Semi annual (10% interest) Quarterly (12%) and monthly (15%)
8% spot cash discount
5% 30 days payment
2% for 60 days payment
7. Products: CGS and MA
7.1 Basic:
7.1.1 Interment service
Vault
Tent chairs, carpets
Ceremonies
Tributes and memorialization at the chapel and/or residence of the deceased
Free on line obits
Convoy ribbons
Modest merienda for the family of deceased.
Epitaph,
Grass and tablet marker (for lawn lots only)
Vault
Tent chairs, carpets
Ceremonies
Tributes and memorialization at the chapel and/or residence of the deceased
Free on line obits
Convoy ribbons
Modest merienda for the family of deceased.
Epitaph,
Grass and tablet marker (for lawn lots only)
SRP - P 23,800.00
Annual 4.760.00
Semi annual 2,618.00
Quarterly 1,332.80
Monthly 456.16
7.1.2 Funeral service
Features:
Product Name -
Wooden casket, with full body viewing, elegant interior, 2 nights 3 days viewing + embalming and cosmetics
Wood casket
Chapel use 2 nights (non aircon)
SRP 29,965.00
Annual 5,993.20
Semi annual 3,299.00
Quarterly 1,678.10
Monthly 574.32
Metal casket
Metal - local, full glass, elegant interior, with lighting, imported interior. double cover.
Cost
Metal Casket plus embalming -
Chapel use 3 nights
Hearse
SRP -77,777.00
Annual 15.540.00
Semi Annual 8,555.50
Quarterly 4,335.51
Monthly 1.490.72
Imported Metal casket
Full body view, double cover elegant interior
Casket cost
Embalming
Hearse
Chapel use
SRP - 100,500.00
Annual 20,100.00
Semi annual 11,055.00
Quarterly 5,628.00
Monthly 1.926.25
7.1.3 Cremation (Direct Cremation) ( FOR EVERY JUAN)
Cremation
Urn
SRP 25,200.00
Annual 5,040.00
Semi annual 2,772.00
Quarterly 1,411.20
Monthly 483.00 --> AFFORDABLE
7.1.4 Body crypts
Body crypt (apartment 5 year lease)
A and D only
Service - tent + 24 chairs + tent + marker
SRP 22,800
Annual - 4,560.00
SA - 2,508.00
Quarterly - 1,276,80
Annual - 4,560.00
SA - 2,508.00
Quarterly - 1,276,80
2. Combo packages
Core - Plots
2.1 Plot plus interment service
Plot - Universal
Interment Service
SRP 74,400.00
Annual 14,800.00
Semi annual 8,184.00
Quarterly 4,166.40
Monthly 1,426.00
SRP 74,400.00
Annual 14,800.00
Semi annual 8,184.00
Quarterly 4,166.40
Monthly 1,426.00
2.2. Plot plus chapel use + interment service
Plot
Chapel use
Interment service
________
SRP - 89,500.00 only)
Annual - 17,900.00
Semi annual 9,845.00
Quarterly 5.012.00
Monthly 1,715,41
Annual - 17,900.00
Semi annual 9,845.00
Quarterly 5.012.00
Monthly 1,715,41
2.3 Plot plus chapel + interment + funeral service (wood)
Plot (with PC)
Chapel use
Interment service
Wood casket
_________
SRP 111,000.00
Annual 22,200.00
Semi Annual 12,210.00
Quarterly 6,216.00
Monthly 2,127.50
Annual 22,200.00
Semi Annual 12,210.00
Quarterly 6,216.00
Monthly 2,127.50
2.4 Plot + chapel use + IS + metal casket
Plot (with PC)
Interment service
Chapel use
Metal casket (local)
SRP 147,000.00
Annual 29,400.00
Semi annual 16,170.00
Quarterly 8,232.00
Monthly 2817.50
Annual 29,400.00
Semi annual 16,170.00
Quarterly 8,232.00
Monthly 2817.50
2.5 Plot + Chapel use + IS + Imported Metal Casket
Plot
Interment service
Chapel use
Imported metal casket
SRP 183,000.00
Annual - 36,600.00
Semi Annual - 20,130.00
Quarterly - 10,248.00
Monthly - 3,507.50
Annual - 36,600.00
Semi Annual - 20,130.00
Quarterly - 10,248.00
Monthly - 3,507.50
Core - Ash crypts
2.2 Ash crypts + cremation + urn
Ash crypt (upper 2 and lower 2 only)
Cremation
Urn (basic)
SRP 78,400.00
Annual - 15,680.00
Semi Annual - 8,624.00
Quarterly - 4,390.40
Monthly - 1,502.66
Annual - 15,680.00
Semi Annual - 8,624.00
Quarterly - 4,390.40
Monthly - 1,502.66
2.3 Ash Crypt + cremation + Urn + Chapel use
Ash crypt (upper 2 and lower 2 only )
Cremation
Urn (basic)
Chapel use
SRP 93,100.00
Annual 18,620.00
Semi annual 10,241.00
Quarterly 5,213.60
Monthly 1,708,40
Annual 18,620.00
Semi annual 10,241.00
Quarterly 5,213.60
Monthly 1,708,40
Core: BC (FOR EVERY JUAN)
1. Body crypts + IS + Chapel use
Body crypt (5 year lease) C and D layer only
Service
Chapel use
SRP 35,400.00
Annual 7,080.00
Semi Annual 3,894,00
Quarterly 1,982.40
Monthly 678,50
Annual 7,080.00
Semi Annual 3,894,00
Quarterly 1,982.40
Monthly 678,50
2. Body crypt + IS + CU + Wood Casket
Body crypt (universal C and D layer only 1
Service
Chapel use
Wood casket
SRP 59,400.00
Annual 11,880.00
Semi annual 6,534.00
Quarterly 3,326.40
Monthly 1,1385,00
Annual 11,880.00
Semi annual 6,534.00
Quarterly 3,326.40
Monthly 1,1385,00
3. Body crypt + CU + Metal Casket + Chapel Use
BC (Universal - A and D layers only)
Interment Service
Metal casket (local)
Chapel Use
SRP 83,400.00
Annual 16,680.00
Semi Annual 9,174.00
Quarterly 4,670.40
Monthly 1.598.50
Annual 16,680.00
Semi Annual 9,174.00
Quarterly 4,670.40
Monthly 1.598.50
Some restrictions:
1. Chapel use is subject to availability
2. Refund for unrendered service in case of chapel unavailability
3. Radius of service is 25 km. Those beyond the 25 km; those beyond shall be charged extra for every km in excess
4. The plans shall emphasize plan value rather than the service; prices for assets can be fixed but not for services. The plan value is emphasized rather than the content of the services whose costs may run away
5. Some costs are for the customer: extra transport, permits, markers, clothes of the deceased, and other services not specified.
5. Some costs are for the customer: extra transport, permits, markers, clothes of the deceased, and other services not specified.
Refer to Terms and Conditions of SPLP Terms of Life Plan Contract.
This is not a prospectus nor an offer to sell but a research to solicit elicit responses from the market
This is not a prospectus nor an offer to sell but a research to solicit elicit responses from the market
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